Choosing your own life
Choosing your own life
Two years ago, I had the brainwave that I need to insure my life. Why- my son was 10 and worried what will happen to him if I was to kick the bucket. He said- mum, what will happen to me if you are not here?
That made me think. A lot. Then it made me worried. Then it made me panic. I started the whole financial planning frenzy. Life insurance, trust planning, planning where he will he go if I was to die. Then I stopped living!
I had to fill in questionnaires about my life, blood tests and then get penalised for living. Extra premiums because I love white water rafting and kayaking. No insurance if I am out of the country for more than 3 months a year, penalised because my mother died at the age of 56 from cancer. By the way- cancer is not a family genetic illness, but a lifestyle transferred illness according to insurance companies. (they do not tell you this as a matter of insuring their insurance)
Never the less, it's my fault my mother smoked when she was young, lived a stressful life helping others to feel her own self worth and never did what she wanted to do because she felt that would be judged for what she truly wanted. Societies rules! The constant game play of people wanting to be able to put you in a box that makes sense to them. Well, there is nothing like an Life planning expert with pound signs in his eyes and a black folder to say- screw it! The £500 a month I pay for life insurance is better spent teaching my son to be able to stand on his own two feet and travel and enjoy life than to pay for a bottle of Dom Perignon at their lunch!
No longer am I prepared to pay a penalty to not enjoy the one life I was given! The one thing I do know, is the conversation I had with my mother before she past away. She said, that life goes on. The sad thing at that time was, that for the first time my mother was at peace with herself. She was an exceptional women. I am so proud of her in life and death.
Two years ago, I had the brainwave that I need to insure my life. Why- my son was 10 and worried what will happen to him if I was to kick the bucket. He said- mum, what will happen to me if you are not here?
That made me think. A lot. Then it made me worried. Then it made me panic. I started the whole financial planning frenzy. Life insurance, trust planning, planning where he will he go if I was to die. Then I stopped living!
I had to fill in questionnaires about my life, blood tests and then get penalised for living. Extra premiums because I love white water rafting and kayaking. No insurance if I am out of the country for more than 3 months a year, penalised because my mother died at the age of 56 from cancer. By the way- cancer is not a family genetic illness, but a lifestyle transferred illness according to insurance companies. (they do not tell you this as a matter of insuring their insurance)Never the less, it's my fault my mother smoked when she was young, lived a stressful life helping others to feel her own self worth and never did what she wanted to do because she felt that would be judged for what she truly wanted. Societies rules! The constant game play of people wanting to be able to put you in a box that makes sense to them. Well, there is nothing like an Life planning expert with pound signs in his eyes and a black folder to say- screw it! The £500 a month I pay for life insurance is better spent teaching my son to be able to stand on his own two feet and travel and enjoy life than to pay for a bottle of Dom Perignon at their lunch!
No longer am I prepared to pay a penalty to not enjoy the one life I was given! The one thing I do know, is the conversation I had with my mother before she past away. She said, that life goes on. The sad thing at that time was, that for the first time my mother was at peace with herself. She was an exceptional women. I am so proud of her in life and death.
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